Your Google Wallet info is stored on the cloud, which means it could potentially be easier to hack into and steal, but Google will cover all unauthorized transactions reported within 120 days. Where Google Wallet loses points is security. Whereas Apple Pay is only available on the iPhone, Google Wallet can be used on a number of different devices, making it the clear winner for anyone who prefers an Android to an iPhone. It works pretty similarly to its Apple counterpart, with the added functionality of making it easy to send money to friends. Google Wallet has been around a while longer than Apple Pay, meaning it’s accepted at more places, at least for now. Those concerned with privacy and theft will likely consider this the best of the bunch. No one sees your card number during a transaction Apple doesn’t keep a record of your purchases and purchases require the use of Touch ID – a fingerprint identity sensor. In comparison to the other options mentioned here, Apple’s really played up the ease of use and the security benefits the service offers. You can also load the information for your loyalty cards to the app to make reaping the benefits they offer easier. A feature available on the iPhone6, Apple Pay allows users to load their credit card information and use their mobile phones to pay for purchases at any one of thousands of participating stores. If you’re curious to dip your toes into this new world of paying for things differently, here are the main payment services to know about.Īpple Pay is the new kid on the scene and getting a lot of headlines because of it. Payment systems like Apple Pay and Google Wallet have made the familiar American Express slogan “don’t leave home without it” obsolete. They also promise to change how spending and money management look for most people in the years to come. These services come from some of the biggest companies out there and promise ease and security in the payment process. Loan Payment Portal Enrollment Instructionsįor everyone who thought reaching into a wallet to get a credit card out was just too much work, a growing number of services have become available to make buying things even simpler.

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